RECENT CASE HISTORIES

A small selection from the many hundreds of cases our Solicitors are handling.....

Northern Rock had issued a claim against Client Mr ‘N’ for repayment of an unsecured debt in the sum of £47,000. They then made an application for summary judgment in this matter, thinking their case was so strong that the Judge would rule in their favour. Our Solicitors successfully resisted on the basis that the loan agreement was unenforceable and Northern Rock have now discontinued (dropped) their claim which brings the matter to a welcome end for the client, who had been about to lose his home.

RBS/Tesco Personal Finance had issued a claim against Client Mr ‘E’ for repayment of an unsecured debt in the sum of £7,800. Our Solicitors defended the action on the basis that although the original agreement was enforceable, the procedure for terminating the loan agreement had not been carried out correctly, and RBS/Tesco Personal Finance have now discontinued their claim which brings the matter to an end for the client.

Mr ‘W’ had taken out a conditional sale agreement with Direct Auto Financial Services Ltd. relating to a car purchase. Go Debt UK served a Statutory Demand on our Client. Our Solicitors made a successful application to set aside the statutory demand on the basis that the agreement was unenforceable.

Lowell Portfolio the creditor had obtained an interim charging order against Mr 'O' due to a default judgment in the sum of £14,000, obtained at Northampton County Court. Our Solicitors made a successful application to set aside Judgment. The interim charging order was removed and Judgment set aside, bringing the issue to a close for the client.

Hillesden Securities Ltd had obtained an interim charging order against Mr 'C' due to a default judgment, again obtained at Northampton County Court. Again, the consumer credit agreement, the credit card, was unenforceable. Our Solicitors made application to set aside Judgment & were successful. The interim charging order was removed and Judgment set aside.

Mr D had been made Bankrupt by Juice FM. Our Solicitors succeeded in getting the Bankruptcy annulled on the grounds that the Bankruptcy Order should never have been made.

Mrs M had been defaulted by GE Money following a dispute over a loan agreement for a sofa purchased from DFS. After our Solicitors became involved GE Money removed the Default and wrote off the balance outstanding on the agreement.